Capital One Bank Certificate of Deposit (CD)
CD Yields (Annual Percentage Yield)
| Term | APY |
|---|---|
| 6 Month | 0.25% |
| 1 Year | 0.50% |
| 2 Year | 0.75% |
| 3 Year | 1.10% |
| 4 Year | 1.25% |
| 5 Year | 1.75% |
Rates as of 9-1-10
Account Features
| Minimum Deposit | $5,000 |
| Compounding | Daily |
Early Withdrawal Penalties
On a CD with a term of less than six months, the penalty will equal one month's interest on the principal amount withdrawn
On a CD with a term of six months to one year, the penalty will equal three months' interest on the principal amount withdrawn
On a CD with a term of more than one year: 1) If a withdrawal is made within six months of maturity, the penalty will equal six months' interest on the principal amount withdrawn; 2) If a withdrawal is made six months or more before maturity, the penalty will equal the greater of six months' interest or the Economic Replacement Value on the principal amount withdrawn.
Renewal Policy and Grace Period
A CD will renew automatically at maturity for the same term as before. You may redeem a CD on the maturity date by giving notice on or within 30 days before the maturity date.
In addition, you will have a grace period of ten calendar days after the maturity date during which you may redeem a CD without being charged a penalty.
Capital One Bank Reviews
Review from ManilaBoy40
"I've had no problems with this bank, except they don't have a physical branch... "
Read More Capital One Bank Reviews >>
Contact
www.capitalone.com
(800) 562-1340