WTDirect Savings Account - Reader Reviews

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Displaying comments 1 to 5 out of 5

msmith
  Thursday, 04-17-08 11:58
ummm... aren't ALL savings rates (not CDs) variable? They state that clearly when you sign up....

Every last one of these can change on you at any time. And every last one of them was dropping like a rock in March...

NotQuite
  Thursday, 04-10-08 10:54
This is a bogus offer.

I deposited with them in March when the rate was 3.91. When I called today to ask why I was only earning 3.26, they said "It's a variable rate, it's not guaranteed." So for 60 days, they lock "their current highest APY" which may be in the toilet. I complained to the FTC because I think the wording is deliberately misleading. Hope others do, too.

redbulloh
  Wednesday, 04-02-08 07:46
They may not be the highest rate, but they certainly don't seem to be the first to drop rates.

Just plan on all transfers being on Monday if you don't want to lose interest. They are SLOW. EmigrantDirect is *MUCH, MUCH* faster, but they slash rates well before WT Direct....

cityboy
  Tuesday, 04-01-08 07:12
this bank is always the first on line to drop rates. Avoid

redbulloh
  Friday, 03-28-08 13:57
Opening the account and all was easy. No more difficult than anywhere else.

Funding seems to be SLOW, though. From my experience so far, it has taken 4-5 days after they withdraw money from your linked account before they credit your account with them. This is rather pathetic for electronic transfers. If they weren't so slow, I would recommend them more... but....

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